Legal

Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the Falkenmarkt Gpt website and any associated services (the "Service"). By accessing or using the Service, you agree to be bound by these Terms. This is a general draft template provided for editing and does not constitute legal advice or a jurisdiction-specific compliance document.

1. Acceptance of Terms

By creating an account, accessing, or otherwise using the Service, you confirm that you have read, understood, and agree to be bound by these Terms and any policies referenced herein, including our Privacy Policy. If you are using the Service on behalf of an organisation, you represent that you have authority to bind that organisation to these Terms.

2. Description of Service

Falkenmarkt Gpt provides tools for financial analysis, portfolio tracking, and risk reporting intended to support long-term investment decision-making. The Service is provided for informational purposes and does not constitute financial, investment, tax, or legal advice. Any figures, charts, or projections displayed within the Service are illustrative and should not be relied upon as guarantees of future performance.

3. Eligibility and Account Registration

You must be at least eighteen years old and capable of forming a binding contract to use the Service. When creating an account, you agree to provide accurate, current, and complete information and to keep this information up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

4. Acceptable Use

You agree not to use the Service to:

• Violate any applicable law, regulation, or third-party right;
• Upload or transmit malicious code, or attempt to gain unauthorised access to any part of the Service;
• Reverse engineer, decompile, or attempt to extract the source code of the Service, except where permitted by law;
• Resell, sublicense, or otherwise commercially exploit the Service without prior written consent;
• Use automated means to scrape, harvest, or extract data from the Service without authorisation.

5. Subscriptions, Fees, and Billing

Certain features of the Service may require payment of subscription fees as described on our pricing page. Fees are billed in advance on a recurring basis unless otherwise stated. You are responsible for providing valid and up-to-date billing information. Failure to pay applicable fees may result in suspension or termination of access to paid features. Prices and plan features may change from time to time, with reasonable notice provided where required.

6. Cancellation and Refunds

You may cancel your subscription at any time through your account settings or by contacting us. Unless otherwise specified at the point of purchase, fees already paid are generally non-refundable, except where required by applicable consumer protection law. Cancellation will take effect at the end of the current billing period.

7. Intellectual Property

All content, features, design elements, trademarks, and underlying technology associated with the Service are owned by Falkenmarkt Gpt or its licensors and are protected by applicable intellectual property laws. Except as expressly permitted under these Terms, you may not copy, modify, distribute, or create derivative works based on the Service without prior written permission.

8. User Content

Where the Service allows you to submit or upload information (such as portfolio data), you retain ownership of that content. By submitting content, you grant Falkenmarkt Gpt a limited, non-exclusive licence to process and display such content solely for the purpose of operating and improving the Service, in accordance with our Privacy Policy.

9. No Investment Advice

Nothing within the Service should be interpreted as a recommendation, solicitation, or offer to buy or sell any financial instrument. Analysis, reports, and risk indicators generated by the Service are based on data and methodologies that may contain errors, delays, or limitations. You are solely responsible for any financial or investment decisions you make, and you should consult a qualified independent financial advisor before making such decisions.

10. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Falkenmarkt Gpt does not warrant that the Service will be uninterrupted, error-free, or completely secure.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Falkenmarkt Gpt and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or in connection with your use of, or inability to use, the Service. Our total aggregate liability arising from these Terms shall not exceed the amount you have paid to Falkenmarkt Gpt in the twelve months preceding the event giving rise to the claim.

12. Indemnification

You agree to indemnify and hold harmless Falkenmarkt Gpt, its affiliates, and personnel from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

13. Termination

We may suspend or terminate your access to the Service at our discretion, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct that may harm Falkenmarkt Gpt, other users, or third parties. You may also terminate your account at any time by discontinuing use of the Service and cancelling any active subscription.

14. Changes to the Service or Terms

We may modify, suspend, or discontinue any part of the Service at any time. We may also update these Terms periodically to reflect changes in our practices or for legal, operational, or regulatory reasons. Material changes will be indicated by updating the effective date below. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Falkenmarkt Gpt is registered, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable consumer protection law.

16. Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

17. Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published on the Service, constitute the entire agreement between you and Falkenmarkt Gpt regarding your use of the Service, superseding any prior agreements.

18. Contact

Questions regarding these Terms should be directed to Falkenmarkt Gpt through the contact channels provided on our website.

Last updated: this is a template document and should be dated upon publication and review.